- Is there an age limit to receive federal student aid?
- I attended college years ago and earned some college credit. I’m currently working and would like to know if I would be eligible for any financial assistance? Where do I start?
- Is that the financial aid application? Is there an application fee?
- How about aid from the state or the city?
- How do I apply for TAP and other New York State aid?
- Do I need to report my income?
- I lost my job and decided I would like to go back to school. I no longer have that income. Can I do anything about that?
- What is the Federal Direct Loan? Are student loans considered financial aid?
- Do students need to pass a credit check to receive a Direct Loan?
- Does that mean I can receive a Direct Loan, if I don’t have any credit or I am not working?
- What is a Parent Plus Loan? Is that credit-based?
- I am looking to change my career and want to come back to school. I already received a bachelor degree. Is there any funding I can receive?
- Where can I discuss Veterans benefits?
- Where Can I receive additional information about financial aid?
- With my work schedule, is there an email address I can write to with my questions?
- Are there financial advisors with whom I can discuss my specific circumstances?
- What are some ways to reduce my education expenses?
- I need to retake basic math, reading or writing how can I do that and will it be costly?
- I have small children, does the college offer childcare?
- I have college credits from many years ago, can I still use them?
- I worked for many years; can I get college credits for all of that work experience?
- I never finished High School; can I still go to college?
- I’m not sure what I should major in or what courses to take for my interests who can I contact?
- I need help with study skills or paper writing who can I speak with?
- I have questions about my career choices based on my interests is there someone I can speak with?
- I have Childcare needs is there someone I can contact with my questions or schedule a visit to the childcare center?
- When can I enroll in classes, how do I see what courses are offered and the college catalog?
- Does the College give credit for Prior Learning? How do I start?
- What are some examples of documented "Experiential" Prior learning?
- My experience wasn’t gained through taking courses at work, what do I do then?
- Are there some examples of what “Experiential” Prior learning might translate into college credit?
- What exactly is a "Portfolio"?
- How many credits can I earn by preparing a Portfolio?
- Who will be assessing my Portfolio once I submit it?
- How long will it take to get the credits on my record?
Q: I attended college years ago and earned some college credit. I’m currently working and would like to know if I would be eligible for any financial assistance? Where do I start?
A: As with someone who’s never been to college or who is not working, you start with filing the FAFSA.
Q: Is that the financial aid application? Is there an application fee?
A: No, applying is free, and FAFSA stands for Free Application for Federal Student Aid. You can file at www.fafsa.gov. It covers all the major federal student financial aid programs, like the Pell Grant, SEOG, and Federal Work-Study, etc. It is also necessary to apply for a Federal Direct Loan.
Q: How about aid from the state or the city?
A: The other major financial aid program for New York State residents is TAP. To receive TAP and most NYS scholarships you must be taking at least 12 credits that count toward your major, and you must be a NYS resident for at least 12 months before the month in which the semester begins.
Q: How do I apply for TAP and other New York State aid?
A: As you complete the FAFSA, there will be a link to www.tapweb.org, where you can complete the TAP application.
Q: Do I need to report my income?
A: On the FAFSA, you report your income along with asset information. The numbers of years of income you need to report are detailed on the form. Visit the Financial Aid website for more information.
Q: I lost my job and decided I would like to go back to school. I no longer have that income. Can I do anything about that?
A: Yes. You can speak with a financial aid counselor to discuss the possibility of adjusting the income that you report on the FAFSA.
Q: What is the Federal Direct Loan? Are student loans considered financial aid?
A: Yes, student loans are considered financial aid. The Federal Direct Loan is a program from which students can borrow money to pay the costs of attending college.
Q: Does that mean I can receive a Direct Loan, if I don’t have any credit or I am not working?
A: Yes. You may qualify for a Direct Loan whether you’re working or not, and regardless of your credit history.
Q: What is a Parent Plus Loan? Is that credit-based?
A: The Federal Parent Plus Loan is credit-based. It is a loan that a parent takes out from the federal government to pay the costs of attendance for a dependent child taking 6 credits or more (or the equivalent) as a matriculated student in a post-secondary institution. If the parent does not pass the credit check by the US Department of Education, the loan is denied.